City Union Bank Ltd. DCB Bank Ltd. Dhanlaxmi Bank Ltd. Federal Bank Ltd. Induslnd Bank Ltd Karnataka Bank Ltd. Karur Vysya Bank Ltd. Kotak Mahindra Bank Ltd Lakshmi Vilas Bank Ltd. Nainital Bank Ltd. RBL Bank Ltd. South Indian Bank Ltd. Tamilnad Mercantile Bank Ltd. YES Bank Ltd. Au Small Finance Bank Limited 2. Capital Small Finance Bank Limited 3. Equitas Small Finance Bank Limited 4.
Suryoday Small Finance Bank Limited 5. Ujjivan Small Finance Bank Limited 6. Utkarsh Small Finance Bank Limited 7. Fincare Small Finance Bank Limited 9. Jana Small Finance Bank Limited India Post Payments Bank Limited 2. Fino Payments Bank Limited 3. Andhra Pragathi Grameena Bank 2. Chaitanya Godavari Grameena Bank 3. Saptagiri Grameena Bank 4. Andhra Pradesh Grameena Vikas Bank 5. Telangana Grameena Bank 6.
Arunachal Pradesh Rural Bank 7. Uttar Bihar Gramin Bank 8. Chhattisgarh Rajya Gramin Bank 9. Saurashtra Gramin Bank Sarva Haryana Gramin Bank Development Bank of Singapore Ltd. Development Co-operative Bank Ltd. Development Credit Bank Ltd. Dhanalakshmi Bank Ltd. Emirates Commercial Bank Ltd.
Etah Gramin Bank, Etah U. Farrukhabad Gramin Bank, Farrukhabad U. Federal Bank Ltd. Gaur Gramin Bank, Malda W. Global Trust Bank Ltd. Goa State Co-operative Bank Ltd. Godavari Grameena Bank, Rajahmundry A.
Golconda Grameen Bank, Hyderabad A. Gomti Gramin Bank, Jaunpur U. Gujarat State Co-operative Bank Ltd. Himachal Gramin Bank, Mandi H. Hindon Gramin Bank, Ghaziabad U. Hindustan Commercial Bank Ltd. Hongkong and Shanghai Banking Corporation Ltd. Howrah Grameen Bank, Howrah W. Jammu and Kashmir Bank Ltd. Jamuna Gramin Bank, Agra U. Janata Sahakari Bank Ltd.
Kakathiya Grameena Bank, Warangal A. Kalupur Commercial Co-operative Bank Ltd. Kanakadurga Grameena Bank, Gudivada A. Karbi N. Karnataka Bank Ltd. Kashi Gramin Bank, Varanasi U. Kerala State Co-operative Bank Ltd. Kisan Gramin Bank, Budaun U. Kumbakon City Union Bank Ltd. Lakshmi Commercial Bank Ltd. Lakshmi Vilas Bank Ltd. Lord Krishna Bank Ltd. Madras State Co-operative Bank Ltd. Maharashtra Co-operative Bank Ltd. Maharashtra State Co-operative Bank Ltd.
Mitsui Taiyo Kobe Bank Ltd. Murshidabad Gramin Bank, Berhampore W. The bank must demonstrate to the central bank that its operations do not jeopardize depositors' interests. The bank must be a company, not a single owner or partnership company. Non-scheduled banks, by definition, are those that do not adhere to the RBI's regulations. They are not mentioned in the Second Schedule of the RBI Act, , and are therefore deemed incapable of serving and protecting depositors' interests.
Non-scheduled banks must also meet the cash reserve requirement, but not with reserve banks, but with themselves. They are generally smaller in size and have a range of influence that is somewhat narrow. They are risky to do business with due to their financial limitations. The reserve capital of these banks is less than 5 lakh rupees. Except in emergencies, non-scheduled banks are not eligible for Reserve Bank financial assistance.
Non-schedule banks are often denied the benefits enjoyed by scheduled banks. They are also not eligible to be a member of a clearinghouse. As a result, unscheduled banks cannot facilitate interbank financial transactions and the clearance of cheques. Banks are not mentioned in the second schedule. Meaning A Scheduled bank is a banking company with a paid-up capital of Rs.
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